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Life settlements are investments derived from life insurance policies; the investor gains from the insurance payout while the other party gets cash money he can spend. - The Business Times
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Investment And Savings
Credit And Loan
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>> INVESTMENT AND SAVINGS
  How life settlements work
Life settlements are investments derived from life insurance policies; the investor gains from the insurance payout while the other party gets cash money he can spend.
  Planning for retirement set to become tougher
Aging population needs to be advised and educated on financial products and market.
Dilemma for EPF contributors
More money to use now means less for one's retirement.
  Little goes a long way for some
Response to cut in EPF contribution mixed.
More now, less tomorow
Malaysia: The move to reduce the Employees Provident Fund contributions from 11% to 8% on a 'voluntary basis' has irked some although it is welcomed by others.
  Complex investments not for retirees: SIAS
SMRT, Keppel big winners at annual SIAS Investors' Choice Awards.
  Is estate duty truly resting in peace?
Millionaires who die sans estate planning pose a challenge to rationale for its abolition.
>> CREDIT AND LOAN
  Flat sale may not help speed up bankruptcy discharge
Factors such as the person's age, the cause of bankruptcy and the value of his assets compared against that of his liabilities also count. -ST
  Before you refinance your home loan
The current downward trend in home loan rates provides a compelling reason for home owners to review their mortgage packages. Lorna Tan looks at five things to consider when refinancing your home loan.
  Common questions on reverse mortgages
More about the financial schemes that allow customers to borrow against the value of their property
>> INSURANCE
  If both parents die at same time...
What would happen to assets willed to each other?
  STEADY INCOME for life
More details on HDB Lease BuyBack Scheme released yesterday. It will help 25,000 needy households.
  CPF annuities scheme will offer members 12 options
Once they turn 55, Singaporeans can choose from one of 12 annuity plans available to them under a new scheme.
  Will splitting funds between 2 annuities lower risk?
Actually, the main risk of putting all your retirement funds into annuities is inflation risk.
  Getting more out of your ElderShield
Since August, Aviva, Great Eastern and NTUC Income have introduced optional supplementary plans to enhance the basic disability insurance, ElderShield.
  Working out the cost of retirement
A Prudential website helps you calculate the amount you will need.
  Scheme compulsory but with room for choice
Ng Eng Hen promises that it will be flexible to fit differing needs.
 
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