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CREDIT AND LOANS
'Hello, this is a bank. Need a loan?'
A Stanchart spokesman said that the bank engages third-party agencies to offer products and promotions to customers. -myp
- my paper
CATEGORIES
Investments And Savings
Credit And Loans
Insurance
10 ways to manage your debt
Loans have become easier to get, and with consumers owing more, they need to manage their debt better.
How NOT to be a victim of credit card fraud
A 'waitress' shows how easy it is to get your credit card details.
The right way to lend money to family members
Lending money to family members is fraught with emotional potholes.
Things to consider before taking a loan
Consumers should first be clear about the purpose of the loan and decide if it is worthwhile for them to take a loan.
Dream home loans
The Sunday Times checks out the best offerings from some banks.
Consider these
Consider these before choosing to taking a loan.
Plastic freebies? Look again
Wise up to the perils of using your credit cards and be sure to pay your bills on time.
Er, what is refinancing?
You refinance when you switch to a new home loan either with your existing bank or another bank.
Master your card
With $3.7b in credit card debt racked up last year, experts give tips on how to use the cards wisely.
Er, what is a credit rating report?
Typically gives you a score or rating based on how promptly you pay your credit facilities.
The dollars and sense of home loans
Get a package that matches your income profile and appetite for risk.
It pays to know your credit history
A survey of 600 tertiary students showed that eight in 10 did not know what a credit report is. -myp
Treat credit cards like cash
You can still be liable for unauthorised transactions despite banks' new move to restrict liability to $100.
10 things to note when shopping for a home loan
Deals offering the lowest interest rates may not always be the best, say experts. -ST
Don't let your home loan haunt you
In picking a mortgage package, factors such as interest rates and lock-in period matter. -ST
Making sense of housing loans
Can't tell your Sibors from your SORs? Get a quick primer here. -BT
What being bankrupt means
Debtor becomes insolvent and his status as a bankrupt becomes public information. -ST
New scheme is turning out to be a lifesaver
Fewer bankruptcy applications since start of plan to help people repay troublesome debts. -ST
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