In Singapore, more employees are becoming shareholders through their firms' share option and performance share plans. Others may even buy shares on the open market.

But financial advisers say that you don't have to nail your loyalty to the mast by putting large sums of your own net wealth in your company's shares. Nor should you be investing in your company's stock, or any stocks for that matter, if your financial knowledge is only rudimentary.

What many people forget is that as an employee, your salary will be the biggest contributor to the building up of your wealth. Your financial situation is already largely affected by the future of the company.

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