• Check to see if anyone is injured. If necessary, call the 995 emergency number.
  
• Turn on your vehicle's hazard lights to warn other motorists.
  
• Take pictures of the scene, as well as pictures of all vehicles involved, including your own.
  
• Exchange particulars with other vehicle owners involved and also with witnesses.
  
• Send your car to your insurer's authorised reporting centre to report the accident within 24 hours.

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» 'An expensive affair'

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