By Desmond Ng
IS IT modification when you change your car's stock rims to sports ones? Mr Jefri, 28, found out it is.
When his insurer discovered he had switched to sports rims and made other modifications, it cancelled his policy and returned his premium.
This happened after an accident in April this year, when the teacher was driving in Johor Baru and a Malaysian-registered car rear-ended his 1.4-litre Hyundai Verna.
He had made a third-party claim against the Malaysian driver, but as a matter of procedure, alerted his own insurer - Aviva Singapore.
But to his surprise, his insurer said his policy was cancelled because he had modified his car.
Mr Jefri posted his experience with Aviva Singapore on a local Hyundai forum last month.
So, did he modify his car?
Yes, said Aviva Singapore.