Shopping discount cards are quite common in Singapore, where one of the national pastimes is shopping, at least for the ladies. But, do you know which discount cards give you the best shopping deals? Truth be told, some brands treat (pun unintended) their customers a notch better than others. When a store has some kind of a loyalty programme, it will usually entice more people to shop with them, versus other stores that don't.
Here, we at GET.com have researched and shortlisted the Best Discount Cards for cool brands you should get in Singapore if you want to GET more for your money. While some of these are credit cards affiliated with the brands, some cards are simply loyalty programme cards. Enjoy saving while you shop!
Loyalty Programme: Sephora White Card (free) and Sephora Black Card
How It Works: You start off with the Sephora White Card. Membership is free for life and with each dollar that you spend at Sephora, you get to earn 1 point. Upon accumulation of 250 points, you'll be upgraded to the Sephora Black Card. Even if you forget to bring your physical card, you can still accumulate points - all you need to do is tell the cashier your mobile number that you used when signing up for their membership.
Benefits: Every 250 points accumulated will give you 10 per cent discount plus you get to enjoy member-exclusive promotions, 2x bonus points, birthday surprises and news updates! You can accumulate points in Malaysia and Thailand Sephora, too. Sephora Black Card members will also be invited to their exclusive 20 per cent discount events. Their discounts apply to all of the brands they carry, by the way.
Additional Info: Sephora is one of UOB's SMART$ Merchants, so you'll get to earn 3 per cent rebate each time you use your UOB card to pay at Sephora's physical stores. For those who don't know, SMART$ works just like regular dollars. 1 SMART$ is equivalent to $1. Use your SMART$ to offset your next purchase immediately to enjoy more savings!
Sephora has an online arm where the same loyalty programme applies. You can sign up for their online membership online. Points accumulated online are not transferrable to your physical membership account, vice versa, though both can be registered under the same email address.
Loyalty Programme: TANGS Insider (free), TANGS Classic ($50 spend in a single receipt), TANGS Preferred ($5000 spend in 12 months)
How It Works: Basically, you earn rebates when you spend. These rebates can be earned through both shopping at their physical stores or online e-store. You can utilize your rebates on your next purchase, just make sure that you remember to redeem the rebates within one year from the date you earned them.
Benefits: While TANGS Insider doesn't give you any rebates, you can be updated with TANGS' news and updates through it.
TANGS Classic lets you enjoy 6 per cent rebate on every $10 spent at TANGS at Tang Plaza, TANGS Vivocity and TANGS.com, invites you to 12 per cent rebate days and exclusive events and rewards you with exclusive birthday treats and so on. TANGS, if you are reading this, could we have more of these 12 per cent rebate days please?
TANGS Preferred allows you to enjoy 10 per cent rebate on every $10 spent at TANGS at Tang Plaza, TANGS Vivocity and TANGS.com, invites you to 12 per cent rebate days and exclusive events and rewards you with exclusive birthday treats, complimentary weekday and weekend parking at Tang Plaza with min. spend of $100 per day (limited to first 100 members per day), up to 15 per cent dining discount at Singapore Marriott Tang Plaza Hotel.
Platform: Physical and digital
Additional Info: You have the option of picking up your purchases in their physical stores even when you shop from TANGS' e-store. This is especially useful if you don't meet the minimum spend required for free shipping. I've personally tried this option and it was such a pleasant experience - I ordered online at about 2pm and managed to pick up my items at TANGS Plaza on the same day at 7pm. Their staff were very friendly, too!
Look out for their 12 per cent rebate days! I managed to earn 12 per cent rebate on my Clarisonic Aria (u.p. $270). How cool is that?
3. Wing Tai Retail
Loyalty Programme: wt + Silver (free), wt + Gold ($300 spend within 12-month period), wt + Premium ($1000 spend within 12-month period).
How It Works: wt+ membership allows you to earn rewards and access more of Wing Tai Retail brands including BCBGMAXAZRIA, Dorothy Perkins, Etam, FOX Kids and Baby, G2000, i.t, Karen Millen, Topshop, Topman and Warehouse. Simply sign up as a Silver Member for free and accumulate your spend to upgrade to Gold or Premium tier to earn rewards at an accelerated rate, enjoy members' exclusives and even event invites.
Silver tier is the most basic, so you'll earn 1 point for every $1 spent at any wt+ brands and a birthday treat of 2x bonus points purchase ($1 = 2 points).
Gold tier allows you to enjoy 10 per cent off on all regular-priced merchandise, earn 1 point for every $1 spent at any wt+ brands; redeem points to offset your purchases (20 points = $1) and a birthday treat of 2x bonus points ($1 = 2 points).
Premium tier allows you to enjoy 10 per cent off on all regular-priced merchandise; earn 1.5 points for every $1 spent at any wt+ brands; redeem points to offset your purchases (20 points = $1), a birthday treat of 2x bonus points ($1 = 2 points), extended reservation period and reservation during sales and invites to members-only events.
Additional Info: There is no expiry for Silver and Gold membership while the Premium membership will be renewed if you've spent at least $1,000 at any wt + brands within a 12-month period of your Premium membership. Else, it will be downgraded to the Gold tier.
Note that the 10 per cent discount for Gold and Premium members isn't valid in conjunction with other ongoing promotions or during the sale periods.
I love Topshop and I shop there quite a bit, needless to say, I love how I can earn 1.5 points for every $1 spent and then redeem the points to offset my future purchases. Their current point system is fairer than their old one, so that's definitely great news. Just so you know, I recently went to Topshop to get a necklace but since it was on a buy-1-get-1-free promotion, I ended up redeeming my points for 2 pretty necklaces without paying a single dollar for them!
Loyalty Programme: OCBC Robinsons Group Credit Card
How It Works: OCBC Robinsons Group Credit Card offers you privileges when you purchase from the Robinsons Group of stores. With this card, you get to enjoy 5 per cent rebate all year round when you spend any amount at the Robinson Group of stores. There is no cap on rebates so the more you spend in-store, the more rebates you'll receive. Plus, you'll also enjoy rebates on all merchandise in-store, even on top of existing discounts and promotions.
Benefits: Besides rebates, you'll enjoy special cardmember prices and promotions, exclusive invitations to private sales and members-only events. Additionally, you can offset your shopping bills at the cashier or redeem for vouchers at Robinsons, Marks & Spencer or John Little with Robs$ where every $2 spent outside of the stores of their 19 retail brands earns 1 Robs$ and every $2 spent overseas earns 3 Robs$.
Additional Info: With this card, you'll also receive a 25 per cent Robinsons bonus discount letter when you spend at least $500 at Robinsons, Marks & Spencer and/or John Little during the qualifying periods (1 Jan - 30 Jun or 1 Jul - 31 Dec) and you'll get to enjoy perks like 6 or 12 months 0 per cent interest payment plans at Robinsons, Marks & Spencer and John Little; and earning 5 per cent rebates on your purchases even when you shop at the Robinsons store at The Gardens Mid Valley, Malaysia.
Loyalty Programme: DBS Takashimaya American Express® Card,
DBS Takashimaya Visa Card and DBS Takashimaya Visa Debit Card.
How It Works: The Takashimaya Cards allow shoppers to enjoy privileges when shopping at Takashimaya.
DBS Takashimaya American Express® Card allows shoppers to enjoy 6 per cent voucher rebates, earn 2 Takashimaya Bonus Points with every $10 spent at Takashimaya Department Store, and redeem $30 worth of Takashimaya gift vouchers with 100 Takashimaya Bonus Points.
DBS Takashimaya Visa Card allows shoppers to enjoy 5 per cent voucher rebates, earn 2 Takashimaya Bonus Points with every $12 charged at Takashimaya Department Store, and redeem $30 worth of Takashimaya Gift Vouchers with 100 Takashimaya Bonus Points.
The DBS Takashimaya Visa Debit Card allows shoppers to enjoy 3 per cent voucher rebates, earn 1 Takashimaya Bonus Point with every $10 spent at Takashimaya Department Store, and redeem $30 worth of Takashimaya Gift Vouchers with 100 Takashimaya Bonus Points accumulated.
Platform: Physical and digital
6. BEST Denki
Loyalty Programme: OCBC BEST Denki Credit Card
How It Works: OCBC BEST Denki Credit Card gives you cash rebates on the purchases you make at BEST Denki. You'll also get to earn up to a decent 4.5 per cent cashback if you meet the spending requirement.
Benefits: Besides cashback, the OCBC BEST Denki Card also allows you to enjoy several privileges such as 8 per cent BEST rewards for in-store purchases including items purchased on 0 per cent Instalment Plan (e.g. $100 spent = 8 BEST Rewards* = $2 Cash Rebate); up to 2.5 per cent annual rebate; free delivery for bulky items (those that can't be stored in a car boot) with a minimum spend of $200 in a single receipt; pay 16 per cent instead of 19 per cent of the purchase price for their Safety 5 Premium Warranty Programme; special cardmembers' prices on selected eco products and invites to exclusive members' events.
Additional Info: With this card, you're entitled to enjoy BEST Denki's Guaranteed Price Protection up to 10 days. Simply put, if the item you purchased is advertised at a lower price by other similar mega electrical or electronic stores within 10 days of your purchase, BEST Denki will be more than happy to refund you the price difference upon presentation of the advertisement with the exception of one-day offers and display sets, of course.
7. CapitaLand Malls
Loyalty Programme: American Express CapitaCard
How It Works: American Express CapitaCard lets you earn STAR$® when you shop at 15 participating CapitaLand Malls. All STAR$® that you've earned when you charge your purchases to your card will be credited directly into your CAPITASTAR account.
Benefits: Every $1 spent in these participating CapitaLand Malls lets you earn 5 STAR$®. Additional 10 STAR$® will be awarded on eligible purchases in blocks of S$1, on a cumulative basis at the end of every calendar month, capped at S$1,200 per calendar month at participating merchants in participating CapitaLand Malls. You can redeem your STAR$® for CapitaVouchers; 5,000 STAR$® for $5 CapitaVoucher, 10,000 STAR$® for $10 CapitaVoucher, 50,000 STAR$® for $50 CapitaVoucher.
Additional Info: The 15 participating CapitaLand Malls include Bedok Mall, Lot One Shoppers' Mall, Bugis+, Plaza Singapura, Bugis Junction, Raffles City, Bukit Panjang Plaza, Sembawang Shopping Centre, Clarke Quay, Tampines Mall, IMM Building, The Star Vista, JCube, Westgate, and Junction8.
If you shop frequently at the above-mentioned CapitaLand Malls, you might want to consider getting this card since its welcome and spend bonuses are pretty enticing. Upon your first transaction made within the first 6 months of card approval, you get to snag 20,000 Bonus STAR$® even if you just spend $1 or more. Honestly, what costs less than $1 these days? Consider the $20 in CapitaVouchers yours.
Within the same initial 6 months upon card approval, you'll receive an additional 30,000 Bonus STAR$® so long as you spend $888 or more on eligible purchases across CapitaLand Malls.
Also, you'll get to enjoy 3-hour free parking per mall, per day across the 15 CapitaLand Malls if you spend $1,200 or more within a calendar month.
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