Finance professional Albert Tse has quite a clear view of where the economy and markets are headed.
As a father of two young children, he also has a firm view of what his investment portfolio is for.
"My boys are five and three, and one of my key investment goals is to save up for their education," said the South-east Asian head of intermediary distribution at Schroders.
"As education costs are always rising, it's never too early to start. My wife and I would also like to retire before we are 60 and travel, which we don't get to do as often as we'd like now."
Mr Tse - who was born in the Year of the Snake and who will turn 36 this July - has adopted what he calls a "multi-asset income strategy".
"A diversified multi-asset income strategy works for me as it takes advantage of a wider range of income-generating asset classes around the world, including higher yielding equities, different types of bonds like investment-grade bonds and high yield debt, as well as alternative assets," he said.
"I prefer a flexible, unconstrained and long-term approach when blending these components, so as to provide me with the best combination of risk and reward."
He is also convinced that Asia's long-term growth story is intact.
"Asia remains a prime region to invest in for the long term, propelled by factors such as economic growth, urbanisation, industrialisation and positive demographics," he said.
Mr Tse has one investment property, a condominium unit, which he is renting out at "quite a good yield", but has no immediate plans to invest in more, given the uncertain market outlook.