Q: How much do you usually charge to your credit cards?
About $100 to $200 per month. I use my dad's supplementary credit card, but always make sure I pay the bills on it.
I use it for things like shopping. The latest item I bought was a pair of Tiffany & Co rings which cost me $500.
Q: What financial planning have you done for yourself?
My investment portfolio consists of stocks, options and Reits. I've also attended several investment seminars to learn more about financial planning and how to carry out technical and fundamental analyses of equities.
Q: Money-wise, what were your growing-up years like?
When I was younger, I used to be a heavy spender, spending every single cent that I could get hold of.
But when I was 18 years old, I realised I couldn't continue doing that and I really started thinking about how I can create some long-term financial goals for myself.
So I stopped taking an allowance from my parents and have been running businesses, working in jobs and managing other forms of income to ensure that I have financial freedom.