Changes to Medisave

Changes to Medisave
Healthcare workers and patients at Tan Tock Seng Hospital

Several changes to Medisave were announced during the parliamentary debate over the Health Ministry's budget last week.


What is MediShield Life?

- MediShield Life, which starts later this year, is a compulsory national health insurance that will cover Singaporeans and permanent residents for life. It provides enough coverage for treatment in subsidised B2 and C class wards in a public hospital.

What is an Integrated Shield Plan (IP)?

- IPs are private health insurance plans whose premiums can be paid for with Medisave, up to a cap of $800-$1,400 depending on age.

- There are three categories of IPs - sufficient to cover bills in a public hospital B1 class, public hospital A class and private hospitals.

- Since 2005, all IPs incorporate the basic MediShield. This means that anyone who has an IP is automatically on MediShield.


This article was first published on March 17, 2015.
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