Housewife finds herself named guarantor without her knowledge

Housewife finds herself named guarantor without her knowledge
PHOTO: The Straits Times

JOHOR BARU - A housewife was shocked to receive a letter summoning her to court, after her identity was used without her knowledge, as a guarantor for a loan scheme.

Tan May Mai, 55, said she met a lady called Ah Chen at an entertainment centre in October 2012 who convinced her to take up a RM10,000 (S$3,600) loan with the Malaysian Chinese Women Entrepreneurs Association to open up a food stall.

Tan agreed, and handed Ah Chen her MyKad and some passport-sized photos to proceed with the loan application.

"When I told my husband about the loan application, he told me off because I was not much of a cook and it would be a burden to service loan through monthly installments," she said in a press conference organised by the MCA on Monday.

Seeing that she had not signed any forms or documents, Tan decided to call Ah Chen a week later to cancel the application and take back her MyKad.

However, in April this year, the mother of three received a letter from the association asking her to appear in court on July 10.

She claimed that her identity had been misused as guarantor for Ah Chen's sister's loan of RM10,000.

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