The first quarter of the year has already passed us by, and chances are most of us have strayed from our New Year resolutions.
Fortunately, getting back on track can be as easy as downloading an app to your smartphone.
Most of us are never more than a few metres away from our gadgets at any given time of the day, making apps a great tool for planning, executing and managing goals.
Check out these five apps, each of which is paired with a New Year resolution that is frequently broken.
1. Stop being a shopaholic
Toshl Finance Free (Android, iOS, Symbian and Windows Phone 7)
Restraining yourself from buying that new gadget or collectible toy may not be so hard if you know exactly how much (or how little) money you have left to spend.
Toshl Finance's clean user interface, easy-to-understand menus and straightforward functions mean you can get started right away. There are no complicated settings to configure or difficult financial concepts to understand.
All you need to do is set a budget and then record your spending. With each spending entry you make, the app automatically deducts the amount from your budget, so you can instantly see how much you have left.
The basic free version lets you create and manage one budget.
If you need to manage several at a time, such as separate shopping and dining budgets, the app offers an upgrade for US$19.99 (S$25).
2. Save money
Home Budget With Sync $7.62, Android $5.98, iOS
If you find it hard to save money because you cannot figure out where it all went, this app might make your New Year resolution a success.
Home Budget With Sync lets you record your income, expenses, savings and loans. The data is well-organised so you can see overall figures at a glance. Just tap the drop-down arrow to view details.
Information can be viewed as lists, charts or graphs. The app's complexity means you will need some time to figure out how to use all its features, but the menus are easy to navigate and make the learning process a breeze.
But I am not a fan of its bare bones design and would prefer it to pack a little more eye candy.
Those who intend to make saving money a group effort will like the app's Family Sync feature. Once set up, this nifty feature lets a group of devices share income and expense information so the household budget is always updated.