SINGAPORE - It was money that she "could not really afford" for a wedding.
When Madam Melissa Ong, 30, was preparing for her wedding in June 2011, she wanted to "remember it for a lifetime".
Madam Ong, a sales executive, recounts how she ended up borrowing from credit facilities, her parents and her brother.
Her husband, who declined to be interviewed, had also borrowed from a loanshark with her knowledge.
She says sheepishly: "It was really my fault, he just wanted to please me."
Madam Ong spent nearly $100,000 on her wedding, which she now acknowledges was "a complete waste of money".
She pauses for several seconds, then says: "You know, with that kind of money, you'd have thought we held our wedding banquet at a posh hotel like St Regis.
"But it was just a regular hotel in the Orchard area."
Madam Ong, who was earning about $3,000 a month then, admits that she wasn't being practical about her financial situation.
"I just wanted to show off (in front of my friends) and I didn't think of the consequences," she says.
The wedding banquet cost $1,388++ per table, and they hosted 36 tables.
On top of that, they paid almost $4,000 for a three-piece a cappella ensemble to perform during the dinner. "I didn't want to have boring piped-in music, and I quite liked the performance I saw at another friend's wedding," says Madam Ong.
She went the distance with wedding photos too, and had them taken in Paris, a package that cost her $15,000 - including air fare and accommodation.
Madam Ong breaks out in loud guffaws for several seconds, then adds: "Except for the main photo that now hangs in our bedroom, the two albums are now collecting dust somewhere in our storeroom.