No idea how much to set aside

No idea how much to set aside
Ms Valerie Cheng says she and her husband are always second-guessing how much their two children’s education will cost, so they save as much as they can.

SINGAPORE - Mother of two Valerie Cheng is prepared to be surprised when she finally finds out how much she will need to set aside for her children's education.

The 38-year-old chief creative officer of advertising and marketing agency JWT said: "It's hard to predict what is necessary, so it's best to consult financial experts. We are guilty of that ourselves and we have to do this soon."

She has an 11-year-old son and an 18-month-old daughter.

On her philosophy, Ms Cheng said: "They need to do well enough but not lose their childhood. I never see the need for them to be top of their class, but I will do what's necessary to help them not fail."

Ms Cheng believes more in cultivating a talent or passion in her children.

"My son is naturally great at sports and I feel the need to make sure he gets to discover the best he can be in tennis and swimming.

"I am more keen to expose him to various musical instruments, for example, to help him find out what he's really good at."

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