At first glance, Mr Darryl Loh may seem like a mild-mannered type.
But the 32-year-old property agent sheepishly admits that he wasn't always so.
He was a rebellious boy who used to frustrate his parents and would not do as he was told.
"They would ask me to be good and sit down or do my homework and I wouldn't listen to them."
Nowadays, the relationship with his parents is plain sailing but Mr Loh says he is still a rebel when it comes to investing his money.
"(When it comes to investments) I don't normally do what everyone else is doing... I would also say I make decisions about what to invest in very quickly. You could say I'm a bit of an impromptu investor.
"But at the same time, I'm also quick to weigh up the risks and whether I'll be able to accept them and if the risks justify the returns."
When it comes to investments, Mr Loh's focus is heavily influenced by his work in the property sector, with real estate making up the bulk of his portfolio.
He graduated from the Singapore Institute of Management with a degree in information systems and management in 2007. He lives with his fiancee Samantha Zhuang, 24.