Take your pick of apps to track spending

Take your pick of apps to track spending

There's an app for pretty much everything now so it was no surprise when my campaign to watch and record every dollar I spent found some high-tech support in the Apple App store.

My chosen app - iSum - has served me faithfully over the months as I note every expense, from a $1.20 can of soft drink to a $50 buffet meal.

The method in my apparent madness is to impose some financial discipline and stay under a self-imposed $35-a-day budget as a way to save more.

It wouldn't be possible to do this without iSum - think of the paperwork - but it is just one of a large number of free iPhone apps available.

To get a sense of the options, I checked out some other apps in the Apple App store.

The apps were rated according to how comprehensive their features are and their ease of use.

I wanted to use them in practical situations to get a real-world view - unfortunately, that precluded reviewing any Android apps as I have only an iPhone.

Still, one of the programmes here - Toshl Finance - is also available for Android phones.

And the criteria I use in these assessments can serve as a guide to readers who want to choose apps be they iPhone or Android ones. Whatever the choice, I hope that more young adults will download and use at least one app to start the healthy habit of tracking their expenses.

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