More flexible Medisave use for Assisted Conception Procedures

A doctor prepares eggs and sperm for an attempt at artificial insemination.
PHOTO: More flexible Medisave use for Assisted Conception Procedures

SINGAPORE - Starting from the first of next month, the Ministry of Health (MOH) will be lifting the three-cycle cap for Medisave claims for Assisted Conception Procedures (ACP).

This is so that couples can have greater flexibility in using Medisave to pay for their ACP treatments, the Ministry said.

Currently, Medisave can be used for ACPs at any public or private Assisted Reproduction (AR) centres. However, the Medisave withdrawal limit for ACPs is $6,000 for the first treatment cycle, $5,000 for the second treatment cycle and $4,000 for the third treatment cycle.

Financial schemes for the use of Assisted Conception Procedures have been enhanced over the years to support couples in having children. Besides the use of Medisave, MOH also provides Singaporean couples government co-funding for Assisted Reproduction Technologies (ART) treatment at public hospitals, which was enhanced in January 2013 as part of the Marriage and Parenthood Package.

Since then, the Ministry has noted that some Singaporeans have asked for more flexibility in the use of Medisave to complement the enhanced co-funding scheme.

With couples now claiming less Medisave than before per cycle due to the enhanced government co-funding for ART, MOH said that starting from October 1, it will allow couples to use Medisave for more than three cycles, subject to a $4,000 limit each.

To ensure that couples do not deplete their Medisave prematurely, the cumulative Medisave use allowed for ACP will remain at $15,000.