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Tue, Apr 21, 2009
The Straits Times
Swiping in with the best rebates are...
 
Several cards offer rebates on items like SingTel phone bills, NTUC FairPrice grocery bills and Comfort taxi tabs. Here's how they swipe in.
 
  POSB Everyday
MasterCard
Citi Dividend Card
(Visa or MasterCard)
StanChart XtraSaver
Debit MasterCard
Maybank Family & Friends
Platinum MasterCard
Citi SMRT
Platinum Visa Card
SingTel-UOB
Visa Platinum Card
Subscription
fee

$36 per annum
$150 per year $15 per annum $30 per annum, but fee is waived if you charge to your card at least 12 times per year None for the first three years Free for life as long as you charge your SingTel bill to the Card on a recurring basis
Rebates Every $1 charged to the card earns you instant cash rebates of up to 20% in the form of Daily$. Daily$1 equals S$1 and you can redeem it to pay
off bills at over 400 merchant
outlets islandwide
      Redeem up to 400 free
SMRT rides
Earn Smart$ rebates at over
500 participating outlets. Smart$ can be used to offset your next purchase at any
Smart$ outlet
Cash back   0.5% cash back on any purchase made with the card Up to 5% cash back on
MasterCard transactions
everywhere, plus 0.5% cash back on all NETS transactions
     
Petrol 2% rebate at SPC stations 5% cash back at any petrol
station, on top of prevailing
station discounts. If it is Esso, you get an extra 3% discount
Up to 15% cash back on
petrol at any petrol station,
on top of prevailing station
discounts
5% cash rebate at all Caltex, Esso, Mobil, Petronas and Shell stations in Malaysia only   5% Smart$ rebate at Shell, on top of prevailing station
discounts
Groceries 5% at Carrefour, with a cap of Daily$400 per calendar month starting May 1 2% cash back on groceries
at any supermarket; except
Carrefour, where you get
0.5% cash back
  5% cash rebate at selected
NTUC outlets and most major
Cold Storage outlets. In
Malaysia, you get 5% cash
rebate at Carrefour, all Giant
outlets and all Tesco outlets
Up to 5% rebate at Cold
Storage, Giant, Carrefour
and selected NTUC outlets
1% Smart$ rebate with
minimum $30 spend at
Giant hypermart
Utilities 1% off SP Services          
Pharmaceutical/
Health & Beauty
3% at Watsons 2% cash back at
Watsons, Guardian Health & Beauty, GNC and Nature's Farm
  5% cash rebate + 15%
discount off regular-priced
items at GNC; 5% cash rebate
at each of the following: Unity
NTUC Healthcare outlets,
Guardian Health & Beauty
outlets, and National
Healthcare Group Pharmacies
Up to 2% rebate at Watsons,
Guardian Health & Beauty,
Unity NTUC Healthcare, GNC and Nature's Farm
 
Telephony 1% off StarHub mobile, digital cable and broadband
services
      Up to 1% on telephone,mobile and Internet bills
from Starhub, SingTel, M1
and Pac Net
Up to 3% Smart$ rebate on SingTel bills, depending on the size of the bill, plus 10% discount on residential line telephones, 3G mobile phones and mobile accessories at SingTel hello! stores
Others 1% off Comfort taxi transportation 2% cash back at any F&B establishment; except those within hotels and at wedding banquets held in hotels   Up to 0.3% bonus cash
annually on the anniversary
dates of your card account
if you charge a minimum
of S$12,000 to the card
in a year
2% rebate on ez-link auto top-up transactions Discounts at over 700 dining
establishments in Singapore and across Asia
 

Read also: Power to the credit card


This article was first published in The Straits Times.

 
 
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