Best bank offers in Singapore (September 2026): DBS Half-priced Holidays, UOB Save and Harvest, and more

Everybody loves credit card sign-up promotions, but not many of us realise the promotions don't end with a welcome gift. Banks actually shower us with tons of lifestyle deals and perks just for owning and using their credit cards or debit cards - think priority early access to concert tickets, exclusive discounts, and more.

This month, bank promos go well beyond the usual cashback. Fancy your travel at half the price? DBS/POSB cards now score you 50 per cent off flights, hotels, and activities every single day of the week, from Trip.com Mondays to Agoda Sundays. If saving is more your speed, UOB has turned it into a game-grow Fruit Buds on the UOB TMRW app as you save, then harvest them for a shot at limited-edition fruit plushies and $1,500 holiday vouchers. And if you've been hoarding DBS Points, every non-miles redemption on DBS PayLah! drops you into a lucky draw with 100 winners taking home $1,000 each.

Here's a look at all the ongoing bank offers and deals in Singapore that you can enjoy with your credit card or simply with your banking app, including lucky draws, cashback or gift promotions, and flight deals.

DBS: Half-priced Holidays: 50 per cent off flights, hotels, and activities every day of the week

Forget waiting for a single flash sale. From now till 31 Dec 2026, DBS/POSB cardholders get a fresh 50 per cent off deal every single day of the week, spread across seven different travel partners-so there's always something worth booking, whichever day you check.

Here's how the DBS Half-priced Holidays week breaks down:

Here's a quick look at the promotion details for DBS Half-priced Holidays:

Since redemptions are capped and reset weekly, the trick is picking your day and being ready at the drop time - Wednesday's Cathay deal and Monday's Trip.com deal usually go fastest given the bigger $200 cap.

UOB: Save and Harvest your way to fruit plushies and holiday vouchers

If your savings could use a little motivation, UOB has turned the whole thing into a game. The UOB TMRW Save and Harvest promotion runs from Aug 14 to Oct 31 2026, and the idea is simple: save more, grow more Fruit Buds, and harvest them for a chance to win prizes ranging from limited-edition fruit plushies to $1,500 holiday vouchers.

How it works

Register on the UOB TMRW app via Rewards+ to receive a starter pack of five Fruit Buds, then water your tree daily, once a day. Each bud you grow is a chance to win a prize when harvested.

To earn more buds, top up new funds into any eligible UOB savings account. You get one additional Fruit Bud for every $1,000 in fresh funds saved each qualifying period, capped at five buds per period. Save at least $1,000 every month for three consecutive months and you'll pocket three bonus buds on top of that.

What you could win

The holiday vouchers can be used for flights, accommodation, travel insurance, cruise bookings, and land tour packages through UOB Travel, and are valid until Aug 31.

How to register

1. Open UOB TMRW and tap on Rewards+
2. Tap on the Save and Harvest banner
3. Enter your mobile number and date of birth to register
4. Start watering your tree daily and saving to unlock more buds

Do note that each fruit bud gives you a chance to win-it's not guaranteed. Prizes are allocated at random when you harvest, and the pool reduces as others play, so earlier is better. Also, don't skip your daily watering-missed days can't be made up.

UOB cards: 20 per cent off Moulin Rouge! The Musical tickets + win a trip to Paris

Truth, beauty, freedom, love-and possibly a trip to Paris. As the Official Bank Partner for the Singapore season of Moulin Rouge! The Musical, UOB is rolling out the red velvet rope for cardholders ahead of the Southeast Asia premiere from Feb 16, 2027, at Sands Theatre.

UOB cardholders unlock 20 per cent off all categories and performances during the Klook x UOB Priority Sale and the wider UOB Pre-Sale window. That's a much better deal than the public early bird, which only knocks 10 per cent off selected seats. After the early bird closes, UOB's Always On promo keeps 15 per cent off going till the end of the season.

The cherry on top: one lucky ticket-buyer during the Priority Sale and Super Early Bird period wins a pair of return flights to Paris-the very city that inspired the show.

Tickets are available from Marina Bay Sands Ticketing, SISTIC, and Klook.

DBS/POSB: Get up to $10 cash for linking PayNow

If you haven't linked your PayNow to your DBS/POSB account yet, this easy promo could earn you a small cash reward. Simply register for the campaign and link your NRIC/FIN and/or mobile number to PayNow by 31 Dec 2026 to receive up to $10 cash.

The reward is available to the first 2,000 customers per age group in each qualifying period, so it pays to act early.

How to qualify

1. Register for the promotion.
2. Link your NRIC/FIN or mobile number to your DBS/POSB account via PayNow.

You can register through digibank Online or the digibank Mobile app, and the process only takes a few minutes.

Who's eligible

The campaign is open to DBS/POSB customers who have not linked PayNow with DBS/POSB in the last six months before the start of the qualifying period. Even if your PayNow is currently linked to another bank, you can switch it to DBS/POSB to qualify.

Rewards are capped per qualifying period and split by age group:

Campaign timeline

In short: Link your PayNow with DBS/POSB, and you could earn a quick $10 bonus for a task you might have planned to do anyway.

UOB cards: 15% off Cats the Musical tickets

One of the world's most iconic musicals is returning to Singapore. CATS, Andrew Lloyd Webber's legendary stage production, will run at Sands Theatre, Marina Bay Sands from Oct 29 to Nov 15 and UOB cardmembers get priority access and ticket discounts.

Since its debut in 1981, Cats has been performed in over 54 countries and 23 languages, captivating more than 77 million theatre-goers worldwide. The musical is famous for its spectacular choreography, whimsical costumes, and the unforgettable hit song "Memory."

UOB Cardmember privileges

Extra perks for UOB premium seats

• UOB Dress Circle ticket holders receive one complimentary drink (beer, wine, or soft drink) at the Sands Theatre F&B concession stand before the show.
• UOB VIP Box and Dress Circle tickets also include a drink as part of the ticket package.

Show dates: Oct 29 - Nov 15
Venue: Sands Theatre, Marina Bay Sands

Tickets are available via official ticketing platforms including Marina Bay Sands Ticketing, SISTIC and Klook, and you'll need to pay with your UOB card to enjoy the discount.

UOB cards: 15% off Slava's Snowshow tickets

Slava's Snowshow, the Olivier Award-winning global sensation, returns to Singapore's Sands Theatre from July 15. UOB cardmembers enjoy a 15 per cent "always on" discount on tickets throughout the season-no presale required.

• Discount: 15 per cent off standard ticket prices
• Who qualifies: All UOB debit and credit cardholders
• Where to book: Marina Bay Sands Ticketing, SISTIC, Klook

Valid: From Dec 29,  2025 until end of show season

Just pay with your UOB credit card at checkout to enjoy this ongoing discount, available for all shows and all ticket categories (subject to availability and merchant terms).

Bank offers in Singapore: Travel deals

There's no shortage of airfare discounts from banks like DBS, Citibank, HSBC and more. I've trawled through their promotion pages to summarise them here.

Citibank promo codes for flights, cruises and hotels (2026)

Book your flights with the Citi PremierMiles Card to earn Citi Miles that never expire.

Your Citibank credit card could also get you a discount on online travel booking sites for your accommodation. Right now, there are several ongoing offers:

HSBC promo codes for flights, cruises and hotels (2026)

Don't have an HSBC credit card? The HSBC TravelOne Card offers one of the highest miles earn rates for foreign spending, at 2.4 miles per $1.

On top of these promotions, you can also get discounts off flights, hotels and more with HSBC when you book on travel booking platforms. Here's a summary of what's currently on offer:

DBS promo codes for flights, cruises and hotels (2026)

DBS credit cards have plenty of ongoing flight promotions, with up to 15 per cent off airfares. Here's the lowdown.

The DBS Altitude Visa Signature Card is a great travel buddy. Pay for your travel expenses with it to earn up to 10 Miles per $1 in the form of Miles for Life! DBS Points that never expire.

DBS is also running a number of ongoing accommodation offers:

UOB promo codes for flights, cruises and hotels (2026)

With a UOB credit card, you could get up to 10 per cent off flights to various destinations around the world.

Although the UOB flight deals above don't include any for Singapore Airlines, the KrisFlyer UOB Credit Card is a great way to earn KrisFlyer Miles on your Singapore Airlines, SilkAir, Scoot, KrisShop, and Kris+ purchases.

UOB credit cards will also come in handy when you're booking your hotel stays:

OCBC promo codes for flights, cruises and hotels (2026)

OCBC credit cards don't fall short on travel promotions. Check out these flight and hotel promotions that you can snag with your credit card and the right promo code.

The OCBC 90°N Card is OCBC's signature miles card that lets you earn up to 7 miles per $1 spend on Agoda accommodations worldwide.

Maybank promo codes for flights, cruises and hotels (2026)

Charge your next flight to your Maybank credit card to enjoy limited-time flight and travel discounts.

Make the most of your travel spending by charging your air ticket to the Maybank Horizon Visa Signature card. You'll earn 3.2 air miles (8X TREATS Points) for every $1 spent on air tickets and foreign currency transactions.

On top of snagging flight deals, you can also use your Maybank credit card to get you discounts on cruises and travel booking platforms.

Credit card privilege programmes in Singapore

If you own a credit card, you're entitled to dining, travel, and other lifestyle offers you may not even know about. Each bank has their own privilege programme or deals catalogue that makes claiming a deal as easy as applying a promo code or claiming a voucher on your banking app.

These differ from rewards programmes that let you redeem gifts using points accumulated from your credit card spending-for example, redeeming a $5 NTUC voucher with 100 points. 

Here, we're talking about catalogues of deals and promotions that you have the privilege of accessing simply because you have a credit card with that bank-for example, showing your credit card at a restaurant to enjoy a 1-for-1 offer on all main courses.

Here's a list of credit card promotion/privilege programmes in Singapore for UOB, DBS, and more.

UOB: UOB Rewards+

UOB Rewards+ is the UOB rewards programme that all UOB Cardmembers are entitled to. It also claims to be the largest rewards catalogue in Singapore. So if you have a UOB card, make sure you download the UOB TMRW app to browse all deals. You can also view dining deals at The Dining Advisor.

Standard Chartered: The Good Life

The Good Life Privileges is a deals and rewards programme open to anyone with a Standard Chartered credit or debit card (or both).

Citibank: Citi World Privileges

Citi World Privileges is full of deals for not just the rest of the world while you're on holiday, but when you're back home in Singapore too.

DBS privileges and offers

DBS may not have a fancy schmancy name for their credit card offers programme, but they've still got a ton of good deals you should check out.

American Express: Love Dining and Chillax

Amex Platinum cards aren't the most accessible, but give you access to tons of dining deals and privileges. Check out their Love Dining deals for offers at restaurants and hotels, and their Chillax programme 1-for-1 drink offers and welcome cocktails at bars around the island.

HSBC credit card promotions and deals

Like DBS, HSBC doesn't have a dedicated name for their HSBC credit card promotions programme. An HSBC credit card also gives you access to standard offers on The Entertainer with HSBC, although only selected cards give you premium offers.

The Entertainer with HSBC Programme was on July 1. HSBC cardmembers can continue to enjoy other dining offers from OCBC.

OCBC credit card promotions

Another nameless programme, OCBC's credit card promotions and deals span across food, fashion, health and many other categories.

Maybank credit card promotions

The Maybank credit card promotions are all listed online, but don't forget to change the filter to see the promotions you want. Categories include: dining, beauty, travel, wellness, shopping, and more. There doesn't seem to be a way to see all categories at once.

CIMB credit card promotions

Check out CIMB's credit card deals across categories like dining, travel and lifestyle, e-commerce, and beauty and wellness. You can also select "near me" to see deals based on your location.

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