A Singaporean's guide: Sign-on bonus and starting salary of schemes in the Singapore Armed Forces (army, air force, navy)

“And if all else fails, you can always sign on.”
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As Singaporeans, we often joke about signing on as a backup plan if our results are cui (hokkien for lousy) or our first choice of career doesn’t work out.
But to give credit where credit is due, there are brilliant individuals who have chosen to dedicate their lives to the service of our nation.
So it’s NOT a dumping ground for those who “run out of options”.
It’s a legitimate career for those who wish to answer a higher calling.
Since National Service (NS) is a statutory requirement for all male Singaporeans and the defence and security sectors are always short of manpower…
Putting your signature on that contract is a straightforward way to secure your career.
If you’re serious about signing on with the Singapore Armed Forces and dedicating your life to the service of our nation, then good for you!
Note: if you’re not interested in the SAF, the Home Team is also another potential career path to consider…
But if you think that signing on just to get that sign-on bonus before you zao (Hokkien: abscond) is a good idea…
Then you might want to rethink your decision.
In this article, we’ll be looking at the starting salary and sign-on benefits for signing on with the Singapore Armed Forces.
Hopefully, it’ll help you make a smarter financial decision with regard to your career — taking the passion out of the equation for this one.
But beyond that, you really should think hard about what you wish to accomplish and whether this is the path for you.
Do note that information is accurate as of July 26, 2021.
Singapore Army | Republic of Singapore Air Force (RSAF) |
Singapore Navy | |||
---|---|---|---|---|---|
Officers starting salary | - | Officers starting salary Pilot, weapon systems officer, air warfare officer, UAV pilot |
- | Officers starting salary | - |
Officer cadet (OCT) | $1,990 - $4,890 | Officer cadet (OCT) | $2,420 - $4,890 | Officer cadet (OCT) | $2,420 - $4,890 |
Second lieutenant (2LT) |
$2,140 - $5,170 | Second lieutenant (2LT) |
$2,660 - $3,660 | Second lieutenant (2LT) |
$3,010 - $3,570 |
Lieutenant (LTA) |
$2,500 - $6,060 | Lieutenant (LTA) |
$2,890 - $5,170 | Lieutenant (LTA) |
$3,240 - $5,520 |
Sign-on bonus for army officer | - | Captain | $4,890 - $6,060 | Sign-on Bonus for navy officer | - |
Warrant officers/specialists starting salary | - | Warrant officers/specialists starting salary | - | Warrant officers/specialists starting salary | - |
Third sergeant (3SGT) |
$1,640 - $2,970 | Aircrew specialist (Recruit - 2SG) | $2,030 - $2,970 | Recruit (NDU Only) |
$1,800 - $2,630 |
- | - | Air defence systems specialist (Recruit - 2SG) |
$2,230 - $3,120 | 3SG (NDU Only) |
$2,780 - $3,610 |
Sign-on bonus for warrant officer/specialist | $20,000 - $30,000 (not applicable for award holders) |
Sign-on bonus for warrant officer/specialist | $20,000 – $30,000 (not applicable for award holders) |
Sign-on bonus for warrant officer/specialist | $31,000 - $41,000 (not applicable for award holders) |
Military experts starting salary | - | Military experts starting salary | - | Military experts starting salary | - |
ME1-1/T | $1,860 - $2,910 | ME1-1/T | $1,830 - $2,910 | ME1-trainee/1 | $1,800 - $3,320 |
ME4-A/T | $1,990 - $5,300 | ME4-A/T | $2,200 - $6,060 | ME4-trainee/apprentice/1 | $2,200 - $5,300 |
Army deployment force (ADF) |
- | - | |||
ADF trooper | $1,530 - $2,630 | - | |||
ADF specialist | $2,080 - $2,910 | - | |||
Sign-on Bonus for ADF | $20,000 - $30,000 | - | |||
Singapore Army contract service | Officer: $2,140 - $3,280 Warrant officer: $1,750 - $2,910 + WO Sign on Bonus: $6,000 - $15,000 |
While the sign-on bonus certainly looks attractive, that shouldn’t be the ONLY reason why you’re deciding to sign on.
And even after getting that money, there are plenty of young Singaporeans who splurge that lump-sum on a car or some other luxury goods. #justsaying
Instead, you should be thinking of ways to use that money to grow your retirement fund or invest that money for your future.
So while you serve your country, your money can grow and serve you better in your retirement.
Don’t know where to start?
How about something simple like putting that money in a high-interest savings account?
That way, you’re not just getting a paltry 0.05 per cent interest in your regular bank savings account.
The Singapore Army offers five different career progression schemes.
They are:
The average starting salary of a Singapore Army officer depends on their military and academic standings. The nature of their vocation (combat or service) affects their starting salary too.
Ranks | Monthly gross starting salary | |
---|---|---|
Combat/combat support | Combat service support | |
A Level/diploma | ||
Officer cadet trainee (OCT) | $2,420 - $3,010 | $1,990 - $2,670 |
Second lieutenant (2LT) | $2,660 - $3,220 | $2,140 - $2,790 |
lieutenant (LTA) | $2,890 - $3,280 | $2,500 - $2,850 |
Degree | ||
Officer cadet trainee (OCT) | $3,940 - $4,890 | $3,690 - $4,620 |
Second lieutenant (2LT) | $4,550 - $5,170 | $3,950 - $4,830 |
Lieutenant (LTA) | $4,890 - $6,060 | $4,290 - $5,560 |
Officers with strong military and academic standings would be accorded an additional top-up to their starting salary.
FYI: The typical Singaporean worker’s median monthly salary is $4,534 (based on the year 2020 and includes employer CPF).
Not to mention benefits like:
Not to mention that SAF officers will be given credit points (one point = $1) that they can use for personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
A typical Army warrant officer receives a one-time sign-on bonus of $20,000 – $30,000 (not applicable for sponsorship recipients).
The average starting salary of a specialist or warrant officer depends on their military and academic standings. The nature of their vocation (combat or service) affects their starting salary too.
They will kick start their journey as a specialist cadet trainee (SCT) in the Singapore Army.
Ranks | Monthly gross starting salary | |
---|---|---|
Combat/combat support ('O' level/diploma) | Combat service support ('N' level/diploma) | |
Specialist cadet trainee (SCT) | $2,020 - $2,730 | $1,640 - $2,420 |
Third sergeant (3SG) | $2,200 - $2,910 | $1,750 - $2,530 |
Second sergeant (2SG) | $2,260 - $2,970 | $1,810 - $2,590 |
Not to mention that SAF warrant officers will be given credit points (one point = $1) that they can use for Personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
A typical military expert does not receive a one-time sign-on bonus directly.
The average starting salary of a military expert depends on his military and academic standings.
Gross monthly salary | |||
---|---|---|---|
Army engineer/army engineer (ammo) | |||
N-level - diploma | ME1-T | ME1-1 | |
$1,700 - $2,450 | $1,900 - $2,650 | ||
A-level - diploma/technical diploma | ME4-T | ME4-A | |
$2,200 - $3,190 | $2,410 - $3,330 | ||
Degree | ME4-T | ME4-A | |
$4,370 - $5,300 | $4,370 - $5,300 | ||
Military medical expert | |||
N-Level - diploma | ME1-T | ME1-1 | |
$1,860 - $2,690 | $2,080 – $2,910 | ||
A-Level - diploma/technical diploma | ME4-T | ME4-A | |
$1,990 - $3,140 | $2,140 - $3,250 | ||
Degree | ME4-T | ME4-A | |
$3,690 - $4,620 | $3,950 - $4,830 | ||
Military musician | |||
N-level - diploma | ME1-T | ME1-1 | |
$1,860 - $2,690 | $2,080 – $2,910 | ||
A-level - diploma/technical diploma | ME4-T | ME4-A | |
$1,990 - $3,140 | $2,140 - $3,250 | ||
Degree | ME4-T | ME4-A | |
$3,690 - $4,620 | $3,950 - $4,830 |
Military experts with the Singapore Armed Forces are also given an EXCEL bonus throughout their careers.
The bonus is pegged to their age.
Other benefits include:
Not to mention that SAF military experts will be given credit points (one point = $1) that they can use for Personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
One will receive a one-time Sign-On Bonus of $20,000 – $30,000 when he signs on with the army deployment force (ADF).
The Army Deployment Force offers two options depending on his qualifications.
Ranks | Monthly gross starting salary |
---|---|
Below three GCE 'O' levels | |
ADF trooper | |
Combat/combat support trooper | $1,800 - $2,630 |
Combat service support trooper | $1,530 - $2,320 |
(3 GCE 'O' levels & above/NITEC/higher NITEC/A-level/diploma) | |
ADF specialist | |
Combat specialist | $2,080 - $2,910 |
ADF soldiers will be entitled to 14 to 21 days of annual leave, according to their educational level, service length and rank. They will also be entitled to 14 days of medical leave and 60 days of extended hospitalisation leave if you are warded.
In addition, there is also this new contract service where you can sign a short term contract with the SAF to try things out first.
Rank | Gross monthly salary | |||
---|---|---|---|---|
Combat | Service | Contract gratuity | Contract length | |
Second lieutenant (2LT) | $2,660 - $3,220 | $2,140 - $2,790 | One month of last drawn gross salary X Each year of service and proportionately thereof for any completed month of service | Up to three years per contract; maximum six years of contract service |
Lieutenant (LTA) | $2,890 - $3,280 | $2,500 - $2,850 |
Source: SAF
Features | Ewos contract | |
---|---|---|
Two years | Three years | |
Eligibility | Singaporean males/females | |
Recruitment bonus | $6,000 - $10,000 | $10,000 - $15,000 |
Starting salary | $1,750 - $2,910 | |
Renewal bonus | Half rate of recruitment bonus | |
Commitment bonus | $20,000 | $30,000 |
Contract gratuity | One month of last drawn gross salary X each year of service and proportionately thereof for any completed months of service | |
Contract length | Up to three years per contract; maximum six years of contract service |
Source: SAF
The Republic of Singapore Air Force (RSAF) offers three different career progression schemes.
They are:
The average starting salary of an RSAF officer depends on vocations and academic standing.
Vocation | Monthly gross starting salary (degrees, diplomas or A level/IB) | |||
---|---|---|---|---|
Officer cadet trainee (OCT) | Second lieutenant (2LT) | Lieutenant (LTA) | Captain (CPT) | |
Pilot | $2,420 - $4,890 | $2,660 - $3,660 | $2,890 - $5,170 | $4,890 - $6,060 |
Weapons system officer (fighter) | ||||
Air warfare officer (AWO) | ||||
Unmanned aerial vehicle pilot (UAV Pilot) |
As an RSAF officer, you are eligible to receive an attractive package of benefits:
Not to mention that RSAF officers will be given credit points (one point = $1) that they can use for personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
In addition to wedding, newborn and wedding anniversary gifts, RSAF officers will also enjoy special rates for various lifestyle benefits.
A typical RSAF warrant officer receives a one-time sign-on bonus of $20,000 – $30,000 (not applicable for award holders who are starting on or undergoing sponsored studies ).
The average starting salary of a specialist or warrant officer depends on their military and academic standings. The nature of their vocation (combat or service) affects their starting salary too.
Their average starting salary depends on their vocation and academic qualifications.
Vocation | Monthly gross starting salary (diploma or NITEC/higher NITEC in any discipline) | |||
---|---|---|---|---|
Recruit | Specialist. cadet trainee(SCT) | Third sergeant (3SG) | Second sergeant (2SG) | |
Aircrew specialist (ACS) |
$2,030 - $2,630 | $2,120 - $2,730 | $2,300 - $2,910 | $2,360 - $2,970 |
Air defence systems specialist (ADSS) |
$2,130 - $2,740 | $2,230 - $2,860 | $2,420 - $3,060 | $2,480 - $3,120 |
As an RSAF warrant officer, you are eligible to receive an attractive package of benefits:
In addition to wedding, newborn and wedding anniversary gifts, RSAF warrant officers will also enjoy special rates for various lifestyle benefits.
The RSAF will pay for health insurance premiums from retirement (at or after age 50) till age 60.
Not to mention that RSAF warrant officers will be given credit points (one point = $1) that they can use for personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
In addition to wedding, newborn and wedding anniversary gifts, you will also enjoy special rates for various lifestyle benefits.
The RSAF will pay for health insurance premiums from retirement (at or after age 50) till age 60.
A typical military expert does not receive a one-time sign-on bonus directly.
The average starting salary of a military domain expert depends on his military and academic standings.
Vocation | Monthly gross starting salary | |||||
---|---|---|---|---|---|---|
Recruit | ME1(T) | ME1 | ME4(T) | ME4(A) | ME4 | |
Air Force engineer (AFE) |
- | - | - | $2,200 - $5,300 | $2,410 - $5,300 | $4,370 - $5,300 |
Air Force engineer (maintenance)/Air Force technician | $1,750 - $2,400 | $1,900 - $2,450 | $2,100 - $2,650 | - | ||
Air Force engineer (flight engineer) | $1,760 - $2,200 | $1,830 - $2,270 | $1,970 - $2,400 | - | ||
Air Force engineer (supply chain) | $1,700 - $2,320 | $1,870 - $2,400 | $2,000 - $2,530 | - | ||
Senior Air imagery intelligence expert | $1,920 - $2,630 | - | - | $2,420 - $4,890 | $2,660 - $5,170 | $4,550 - $6,060 |
Air imagery intelligence expert | $1,920 - $2,630 | $2,090 - $2,690 | $2,300 - $2,910 | - | ||
Senior air operations & systems expert | $1,750 - $2,400 | - | $2,200 - $5,300 | $2,410 - $5,300 | $4,370 - $5,300 | |
Air operations & systems expert | $1,750 - $2,400 | $1,900 - $2,450 | $2,100 - $2,650 | - |
As a Military domain expert, you are eligible to receive an attractive package of benefits:
Not to mention that RSAF military domain experts will be given credit points (one point = $1) that they can use for personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
In addition to wedding, newborn and wedding anniversary gifts, you will also enjoy special rates for various lifestyle benefits.
You will be also be sent for relevant MDES courses at key progression points to enhance your knowledge and have the opportunity to rise up the eight-rank structure.
The Republic of Singapore Navy offers six different career progression schemes.
They are:
The average starting salary of an officer Naval Officer depends on the vocation and the candidate’s academic standing.
Rank | Monthly gross starting salary | |||
---|---|---|---|---|
A-level | Diploma | Degree | Additional allowances | |
Officer cadet (OCT) |
$2,420 | $3,010 | $3,940 – $4,890 | Ship board: $350-$450 Submarine: $750-$850 Diving: $700-$1000 |
2nd lieutenant (2LT) |
$3,010* | $3,570* | - | |
Lieutenant | $3,240 | $3,630* | $4,900* – $5,520* |
*Includes ship board allowance of $350.
*Includes ship board allowance of $350.
Also, as Officers with the Singapore Armed Forces, naval offices are given a bonus throughout their careers under the Officers Scheme.
Not to mention that naval officers will be given credit points (one point = $1) that they can use for personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
A typical naval warfare system engineer does not receive a one-time sign-on bonus directly.
The average starting salary of a specialist or warrant officer depends on their military and academic standings. The nature of their vocation (combat or service) affects their starting salary too.
Their average starting salary depends on their vocation and academic qualifications.
System engineers will also get the opportunity to receive professional accreditation as an incorporated or chartered engineer from the Institute of Marine Engineering, Science and Technology (IMarEST).
Rank | Monthly gross starting salary | |||
---|---|---|---|---|
A-level | Diploma | Degree | Additional allowances | |
ME4 trainee | $2,200 | $2,740 | $4,370-$5,300 | Ship board: $350-$450 Submarine: $750-$850 |
ME4 (apprentice) |
$2,410 | $2,930 | ||
ME4-1 | - | - |
Also, as military domain experts with the Singapore Armed Forces, system engineers are given a bonus throughout their careers under the military domain experts scheme.
The bonus is pegged to their age:
Not to mention that system engineers will be given credit points (one point = $1) that they can use for personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
A typical naval warfare system expert does not receive a one-time sign-on bonus directly.
The average starting salary of a military domain expert depends on his military and academic standings.
Rank | Monthly gross starting salary | |||
---|---|---|---|---|
NITEC | Higher NITEC | Diploma | Additional allowances | |
ME1 trainee | $1,900 | $2,070 | $2,450 | Ship board: $350-$450 Submarine: $750-$850 MDES sea assignment: $320 |
ME1 | $2,770* | $2,880* | $3,320* |
*Inclusive of ship board allowance of $350 and military domain experts scheme (MDES) sea assignment allowance of $320.
Also, as military domain experts with the Singapore Armed Forces, system experts are given a bonus throughout their career under the military domain experts scheme.
The bonus is pegged to their age:
Not to mention that system experts will be given credit points (one point = $1) that they can use for Personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
One can choose to sign on as a naval diver on the warrant officer/specialist career path.
The average starting salary of a naval diver warrant officer/specialist depends on his military and academic standings.
Rank | Monthly gross starting salary | |||
---|---|---|---|---|
'O' level passes | NITEC/higher NITEC/A-level | diploma | Additional allowances | |
Recruit | $1,800 - $1,920 | $2,030 - $2,140 | $2,630 | Diving: $700-$1,000 |
Third sergeant | $2,780* - $2,900* | $3,000* - $3,110* | $3,610* |
*Inclusive of diving allowance of $700.
*Additional terms and conditions apply. Please contact Navy Recruitment Centre for more details.
Not to mention that Naval Divers will be given credit points (one point = $1) that they can use for Personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
A typical naval military medical expert does not receive a one-time sign-on bonus directly.
The average starting salary of a military domain expert depends on his military and academic standings.
Rank | Monthly gross starting salary | |
---|---|---|
Diploma | Additional allowances | |
ME1 trainee | $2,690 | Ship board: $350-$450 Submarine: $750-$850 |
ME1 | $2,910 |
Also, as military domain experts with the Singapore Armed Forces, medical experts are given a bonus throughout their careers under the military domain experts scheme.
The bonus is pegged to their age.
Not to mention that medical experts will be given credit points (one point = $1) that they can use for personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
A typical naval chef does not receive a one-time sign-on bonus directly.
The average starting salary of a Military Domain Expert depends on his military and academic standings.
Rank | Monthly gross starting salary | |||
---|---|---|---|---|
'N' level /'O' level passes | NITEC/higher NITEC | Diploma | Additional allowances | |
ME1 trainee | $1,610 - $1,770 | $1,870 - $1,940 | $2,400 | Ship board: $350-$450 Submarine: $750-$850 |
ME1 | $2,100*- $2,260* | $2,350*- $2,420* | $2,880* |
Also, as military domain experts with the Singapore Armed Forces, naval chefs are given a bonus throughout their careers under the military domain experts scheme.
The bonus is pegged to their age.
Not to mention that naval chefs will be given credit points (one point = $1) that they can use for personal development, vacations, children’s daycare services, children’s education, medical claims, and personal insurance:
Whether you have just received your A-level results, are waiting to go to polytechnic or are currently serving your National Service.
Signing on is a serious decision that goes beyond the immediate monetary gains or (potential) financial returns.
It IS a stable job — we’ll always need a strong and well-equipped military to defend our rights — but it also comes with unlimited liability.
Beyond the smart uniform and cool tech which you will get to operate, you need to remember that when push comes to shove, it is you who will pick up arms to defend our nation and our sovereignty.
And if regimentation and discipline aren’t your strong suits, you’ll want to seriously reflect if this is the life you wish to lead.
To those who have decided, we hope you can use this guide to help you figure out where you might be since you chose to embark on a military career.
And we at Seedly salute and thank you for your service!
But if you are undecided and are at a crossroads, we hope you can use this guide to get a sense of where you might potentially be if you choose to sign on.
ALSO READ: National Service in Singapore - NSF ranks, pay and other benefits
This article was first published in Seedly.