It can be frustrating when you need to withdraw cash only to realise that your ATM card was left at home. Instead of borrowing money from your friends or colleagues, here are some ways to get cash without an ATM card.
soCash is a mobile app service that allows you to withdraw cash from over 1,000 participating shops in Singapore.
You have to select a withdrawal amount and the app will list down the nearest cashpoints based on your current location. The minimum and maximum withdrawal amount at one go are currently $20 and $500 respectively, though most participating shops limit you to $200. You can then proceed to the location to scan the QR code, make payment and collect your cash.
DBS and POSB customers can make payment using the DBS PayLah! app or via a direct debit from their DBS/POSB account. For the latter, you need to login to your mobile banking and enter the One-Time Pin (OTP) sent to your mobile phone.
Standard Chartered Bank customers can access soCash functionality from within the SC mobile app. Look for the 'Get Cash' in the menu and select soCash. Any cash withdrawal must be authenticated with fingerprint or login credentials and the amount will be debited directly from their bank account.